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W a i W a i

Updates:

Get upto 4%* on our Savings Account Balances with WaiWai.

More Details

The Bank you will love

Spend, save, invest and control your entire
financial life - in one place

The Bank that expands Horizons

Get your account to start spending, saving
in minutes - Open account today

No branches, no problem.

Get more from your money with our online bank accounts.

Experience a New Digital World.

Join the winning team with new & exciting features.

The only neobank app you'll ever need

why banking with WaiWai?

It is Simple Safe and Fun

  • Checking Account

    Open a digital bank account quickly and securely in just 4 minutes from your mobile. Enjoy the convenience of transacting with other e-wallets and bank accounts.

  • Personal Saving

    Grow your savings with Wai wai savings account with an amazing annual interest of 4%. Set your savings goals; track your progress and make your money work for you.

  • Low interest Loan

    Access short-term loans up to 90 days with competitive interest rates and no hidden fees through Wai Wai. Apply online or via mobile, sit back, and receive funds within 24 hours.

  • Flexible card system

    Manage your card with Wai Wai: freeze/cancel, set limits, and pay securely online. Choose between virtual or physical cards, while enjoying unbeatable exchange rates!

  • Savings Groups

    Wai Wai supports savings groups by offering secure savings, interest earning, and connecting them to formal financial services like accounts, loans, and digital payments.

  • Marketplace

    With diverse payment methods like cards, QR codes, Mobile Money, and more. Pay bills, invest, send money, split bills, buy products/services, and receive payments on a single platform.

Personalize Your
Card and Stand Out
From Crowd

When it comes to designing the card, you have the control.

  • Flexible card system

  • Low interest credit card

Apply for Card now

Questions & Answers

Find answers to all your queries about our service.

  • What is wai wai?

    Wai Wai is a digital platform that operates entirely online or through a mobile application and does not have physical branches. We offer diverse services such as checking and savings accounts, loans, payments, and cards through our platforms. We use advanced technology such as artificial intelligence and machine learning to enhance our products and services.

  • How do I open an account?

    You can open your account using Wai Wai mobile application or USSD for those using feature phone.

  • When will I receive my account statement?

    We will send you the account statement on a weekly and monthly basis. You can request one ad hoc if you want

  • Can I save using my Wai Wai account?

    Yes, you can. We offer savings options for individuals, companies, or savings groups.

  • What is the saving interest rate?

    We offer a 4% interest rate for savings accounts.

  • How safe is Wai Wai?

    Very safe. We use advanced security measures such as encryption, biometric authentication, and real-time fraud monitoring to ensure the safety of our customers' data and money.

  • What is Wai Wai marketplace?

    Our marketplace is where our customers can access a range of products and services from third-party providers, such as insurance, investment products, shops, utilities, and others. We directly link our Customers' accounts to the providers’.